Use These Tips To Keep Your Financial Resolutions

The Homeowners Guide To Saving Money The New Year is well under way, and if you are like many Americans you have a financially based New Year’s Resolution on which you have been working. Have you been making progress? Or do you find that you are not quite able to move forward like you had hoped? Either way, implementing these tips for homeowners can help you make sure that by the time the clock strikes midnight to ring in 2016, you have achieved your financial goals for this year. o Create a budget for your household, and make sure it includes home maintenance expenses. Do not let an unexpected leak get you off track. o While working on your budget, look for ways to cut costs so you can designate more money towards your mortgage payment. Paying more will not only help shorten the life of your loan, but will also save you hundreds, if not thousands, of dollars in interest payments over time. o Swap out incandescent bulbs for LED or CFL bulbs. It may seem like an expense up front, but these bulbs last much longer than traditional bulbs and will also help you save on your electrical bill each month. o Check your furnace and air filters regularly. Replace them when needed to ensure your home’s heating and cooling systems do not work overly hard, costing you more on utilities and possibly leading to a pricey break down. Does your home have the insurance coverage it needs to ensure a disaster does not upend all of your financial progress? You deserve to have the peace of mind that great homeowners insurance can bring, so contact Fuller Insurance. We serve Chino Hills, Long Beach, Seal Beach, Los Angeles, and all of California and are here to help you safeguard your home and your finances.