Review your insurance for the year ahead!
Every year you should conduct an insurance review. Now that the new year has begun, it’s the perfect time to start. Get started on your review with this helpful guide.
Evaluate.
Be sure to look over all your current insurance policies. If there’s any part of your policy that you don’t understand, contact your insurance agent to review. Next, be sure to conduct a review of all your assets. Determine what coverage you have and what coverage you still need. Be sure to catalog all your assets so that you have a reference in the event that you need to file a claim.
Coverage gaps.
Life gets busy and sometimes we forget to update our policies. There are cases where we forget to update our insurance agents and wind up with valuables that are uninsured. Avoid coverage gaps when you conduct your review. Use the opportunity to increase your coverage and prevent being underinsured. On the other hand, you could be over insured. Check to make sure you have the right amount of coverage.
Pricing.
Look over the cost of your insurance. Make sure everything looks in order, sometimes mistakes are made. You may qualify for discounts. Look into whether or not you can save when you bundle policies, or have safe habits, like a perfect driving record or have installed a home security system.
Lifestyle changes.
If your life has changed over the last year, you may want to consider altering your current coverage. You may have gotten married or had a baby and want to invest in a life insurance or perhaps you’re considering buying a new home and need homeowners insurance. Wherever your life takes you make sure that you’re covered.
Need help conducting your insurance review?
Contact the professionals at
Fuller Insurance Agency. Located in California, we serve personal and commercial insurance needs in Chino Hills, Long Beach, Los Angeles, and the surrounding cities.
