Commercial Property

Commercial Property

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  • Office Complex
  • Retail Center
  • Commercial Condo
  • Warehouse
  • Business Park
  • Industrial Complex

Our commercial property insurance policies are customized to meet the exclusive needs of the lanlords, property owners and tenants.

Questions You Should Ask

  • Who buys your insurance protection?
  • Who is responsible for all or some of your insurance coverage on your Commercial Building?
  • Are you fully covered and/or are you in compliance with your leasing obligations?
  • Do you know what coverage’s you need?
  • What are you paying for on your present policy?
  • Does your property management company pick your policy for you each year, and do you know what is covered?

Depending on the answer… don’t wait until you have a loss to find out what coverage you should have purchased for pennies. Each type of Commercial Property and leases has their own unique set of insurable issues, which must be addressed and understood. For Example:

Questions you should ask to help protect your valued assets:

  1. 1. Do my triple net lease tenants carry adequate insurance coverage?
  2. 2. Do I have enough liability coverage to protect my assets in the event of a lawsuit?
  3. 3. Do all of my tenants carry general liability coverage?
  4. 4. Is my building replacement coverage adequate?
  5. 5. How long does my loss of business income coverage last after a loss occurs?

What Fuller Insurance can do for you

  • Analyze your current insurance coverage to identify any gaps in coverage and ensure that all lease requirements are met.
  • Calculate the replacement cost of your building to keep current with the replacement cost of your property.
  • Create a database detailing the property specification on each location to better manage the property each year.
  • Provide loss control support.
  • Conduct annual reviews of coverage and provide comparison quotes with industry leaders.
Commercial Property Insurance Los Angeles CA

Shopping Centers

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We are experienced in insuring specialty businesses, including shopping centers. We understand the responsibility associated with owning a shopping center, as your tenants rely on you for a safe place to operate business.

Every commercial property is different and each has their own unique set of insurable issues, which must be addressed and understood.

Ask yourself these questions:

  1. 1. Do you have adequate limits to replace the building with the new building codes or just protecting the bank and loan?
  2. 2. Do I have enough liability, or loss of rents coverage?
  3. 3. Who insures the tenant improvements at the location?
  4. 4. Does your anchor tenant cover some of the building and liability at your location?
  5. 5. On a triple net lease are you having the tenant’s insurance policy protect your interest, or do you charge back the tenant’s the cost of your insurance making sure you have adequate limits protecting you at all times?
  6. 6. Do you require all your tenants to provide you with a copy of their liability coverage and possible professional liability policy, or did you just inherit their exposure?
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Office Buildings

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As an office building owner, your investment is directly dependent upon your tenants’ ability to conduct their own business operations. We understand your responsibility to your tenants and will help you secure the protection required for all parties.

Suffering a loss is always an unfortunate event. We will do everything in our power to get your business up and running should a loss occur. Our custom tailored property insurance policies, in combination with our unmatched customer service, allow you to maintain ultimate peace of mind regarding your business operations.

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Industrial Buildings

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As an owner of an industrial building you are subject to risks associated with renting your building to diverse companies of varying industries.

Fuller Insurance will match you with an experienced and knowledgeable agent who will evaluate your needs, and provide you with a viable insurance package that enables you to continue business operations without concern.

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