Not All Homeowner Policies Are The Same!
When you buy a personal homeowner policy, you are not just protecting your home; you are protecting your way of life! Getting you back to where you belong…Insuring your dream…giving you peace of mind…assurance in the time of crisis our agency is committed to giving you the best protection available.
Our goal is to provide you with a Homeowners program tailored to meet your needs. We represent several California admitted insurers, such as, The Hartford, Mercury Insurance Group, Farmers F.A.C.T, CSE, California Insurance Group and others. Some of these companies have been in business for over 200 years.
We offer Superior Protection that includes the following perils for your home and contents:
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- Vehicle and Aircraft Damage
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- Accidental Electrical Damage
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- Accidental Damage from Plumbing or heating system including freezing
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Additional Coverages Depending on Carrier:
- Dwelling Extended Replacement Cost Up to 200% of Dwelling Limit
- Other Structures Up to 20% of Dwelling Limit
- Personal Property Up to 70% of Dwelling Limit
- Loss of Use Up to 50% of Dwelling Limit
- Personal Liability Coverage Limits to $1,000,0000
- Medical Payments to Others Limits up to $5,000 per person
- Damage to property of Others Limits up to $1,000
- Business Property on Premises Limits up to $10,000
- Credit Cards Limits up to $10,000
- Home Computers No Limit
- Theft of Jewelry and Furs Limits up to $10,000
- Identity Theft No Limit
- Ordinance or Law Coverage Up to 20% of dwelling limit
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Optional Coverages Available for an Additional Premium
- Replacement Cost on Dwelling
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- Contents Replacement Cost Coverage
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- Scheduled Personal Property Coverage
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- Increased Building Ordinance or Law Coverage
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- All Risk Coverage for Jewelry and Furs
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- Liability extension to Rental or Secondary Residence
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What coverages are you paying for? Contact us today for a quote tailored to fit your needs.
Click Here for a Quote
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